These Terms of Use (“Terms”) govern your access to and use of the Monepik Website and services. By using this Website, you agree to these Terms. If you do not agree, please discontinue use.

Use of the Website

You agree to use the Website only for lawful purposes and in a manner that does not infringe the rights of others. You must not: Use the Website for fraudulent or illegal activity Attempt to gain unauthorized access Distribute harmful software or malware Interfere with Website operations.

Intellectual Property

All content on this Website, including text, graphics, logos, and design, is the property of Monepik or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, or modify any content without written permission.

Service Disclaimer

Our Website and services are provided “as is” and “as available.” We do not guarantee: Continuous availability Error-free operation Accuracy of all content We reserve the right to modify or discontinue any part of the Website at any time.

Limitation of Liability

To the fullest extent permitted by law, Monepik shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Website. This includes loss of data, business, revenue, or reputation.

User Responsibilities

You are responsible for: Providing accurate information Maintaining the confidentiality of any login credentials Ensuring your use complies with applicable laws.

Third-Party Services

We may integrate third-party tools or services. We are not responsible for their content, performance, or policies. Use of third-party services is at your own risk.

Termination

We reserve the right to suspend or terminate access to the Website if these Terms are violated.

Governing Law

These Terms are governed by applicable local and international laws, without regard to conflict of law principles.

Changes to These Terms

We may update these Terms at any time. Continued use of the Website constitutes acceptance of the revised Terms.

Contact

For questions regarding these Terms, please contact us via the Website.

Compliance Disclaimer

Monepik operates as an independent financial consultancy and introducer. We do not provide regulated financial services, including banking, payment processing, or financial advisory services. We do not guarantee regulatory approvals, licensing outcomes, or onboarding decisions. All legal, regulatory, and compliance responsibilities remain with the client and relevant third-party providers. All content provided is for informational purposes only and does not constitute legal or financial advice.