Fiat & Crypto Flows

Convert between fiat and crypto smoothly with compliant on-ramp and off-ramp solutions. Let users move money in and out of digital assets with ease.

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Who is Monepik?

FIAT-CRYPTO FLOWS

Fiat On-Ramp & Off-Ramp

Convert between fiat and crypto smoothly with compliant on-ramp and off-ramp solutions. Let users move money in and out of digital assets with ease.

Fiat-to-Crypto Conversion

Enable direct conversion from traditional currencies into crypto through regulated partners. Support seamless purchasing and settlement in digital assets.

Stablecoin Settlement

Settle transactions in stablecoins for fast, low-volatility cross-border value transfer. Combine crypto speed with price stability.

Multi-Asset Settlement

Settle across multiple fiat and crypto assets from a single integrated setup. Give your business flexibility in how funds are received and held.

Regulated Crypto Payment Partners

Work with licensed, compliant crypto payment providers within our partner network. Handle digital asset flows while meeting regulatory and AML standards.

Exchange-Grade Infrastructure

Leverage payment infrastructure built to exchange-level performance and security standards. Handle high volumes with reliability and speed.

Automated Pay-Ins & Payouts

Automate incoming and outgoing crypto transactions for efficient, hands-off operations. Reduce manual work and errors across high-frequency flows.

Blockchain Settlement Rails

Settle value directly on blockchain rails for transparent, near-instant transactions. Cut intermediaries and reduce cross-border settlement times.

AML / KYT Integration

Integrate Anti-Money Laundering (AML) and Know-Your-Transaction (KYT) monitoring into your crypto flows. Screen wallets and transactions to stay compliant and reduce risk.

Multi-Currency Crypto Acceptance

Accept payments across multiple cryptocurrencies at checkout. Broaden your customer base by supporting the digital assets they already hold.

Monepik

Supporting Industries

Online Casino

Sports Betting & Gambling

iGaming

Crypto

Money Remittance

FX / CFD Brokers

Adult

Pharmaceuticals

Nutraceuticals

eCommerce

Global Reach

Geographic Coverage

Crypto regulation is one of the least uniform areas in payments what's straightforward in one jurisdiction can be restricted or undefined in another, so partner selection is jurisdiction-aware:

UK · EU

Global · SWIFT

European Union

Partners aligned with the EU's evolving crypto-asset regulatory framework for licensed, compliant fiat-crypto conversion.

United Kingdom

Partners operating within the UK's dedicated crypto-asset regime.

Asia-Pacific hubs

Singapore and Hong Kong offer some of the most developed licensing regimes for crypto payment infrastructure.

Middle East

Dedicated crypto free zones and licensing regimes in parts of the Gulf support regulated digital-asset flows.

Markets with restrictive or unclear regulation

Coverage is deliberately conservative; partners only operate where they hold, or can obtain, the appropriate licensing.

Common Challenges

Crypto regulation is one of the least uniform areas in payments what's straightforward in one jurisdiction can be restricted or undefined in another, so partner selection is jurisdiction-aware:

Banks won't touch anything crypto-adjacent.

Routing through regulated crypto payment partners keeps flows compliant and bankable.

Volatility risk on cross-border settlement.

Stablecoin settlement removes the price-swing exposure of settling in volatile assets.

AML/compliance overhead for crypto-specific flows.

Built-in AML and KYT screening handles wallet and transaction monitoring without a separate compliance build.

Slow, expensive traditional rails for cross-border value transfer.

Blockchain settlement rails cut out intermediaries and settle near-instantly.

Juggling separate providers for fiat and crypto conversion.

A single integrated on-ramp/off-ramp setup handles both directions.

BANKING

Tier-1 & Alternative Banking Partners

Access banking through our network of Tier-1 institutions and alternative EMI partners, matched to your industry and risk profile. Ideal for businesses that struggle to secure accounts through mainstream banks.

Multi-Currency Accounts

Hold, receive, and send funds across multiple currencies from a single account setup. Reduce conversion costs and simplify treasury for globally trading businesses.

Named IBANs & vIBANs

Get dedicated named IBANs and virtual IBANs (vIBANs) for cleaner reconciliation and segregated client flows. Assign unique account identifiers per customer, entity, or purpose

C2B / B2B / B2C Rails

Move money across consumer-to-business, business-to-business, and business-to-consumer payment flows through a single infrastructure. Built to support collections, settlements, and payouts at scale.

SEPA / SEPA Instant / SWIFT

Send and receive euro and international wire payments via SEPA, SEPA Instant, and SWIFT rails. Combine same-day European transfers with global correspondent banking reach.

Instant Payments Rails

Enable real-time inbound and outbound transfers with immediate confirmation and settlement. Improve cash flow and customer experience with 24/7 payment availability.

Banking as a Service (BaaS)

Embed banking features such as accounts, IBANs, and payments directly into your platform through our licensed BaaS partners. Launch financial products without holding your own banking licence.

Cross-Border Settlement

Settle funds across jurisdictions efficiently with optimized routing and currency handling. Reduce delays and costs on international transactions.

Safeguarded Client Accounts

Keep customer funds protected in safeguarded accounts held with licensed, regulated partners. Meet compliance expectations while maintaining clear separation of client money.