Learn More About Monepik

Let’s Deep Dive!

Through our network of licensed banking, EMI, and payment partners, Monepik connects businesses to the following solutions. All regulated services, including fund safeguarding, BaaS, and PayFac/MoR operations, are performed by our licensed partners.

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Who is Monepik?

APMs

100+ Global APMs

Offer over 100 alternative payment methods (APMs) so customers can pay the way they prefer. Increase conversion by covering local favorites beyond cards.

Local Payment Rails

Connect to domestic payment rails in key markets for faster, lower-cost transactions. Meet regional expectations and improve acceptance in each country you serve.

Open Banking / A2A Payments

Enable account-to-account (A2A) payments through open banking for direct, low-cost transfers. Reduce card fees and settlement times with bank-initiated payments.

Instant Bank Transfers

Let customers pay directly from their bank account with instant confirmation. Fast, secure transfers that reduce fraud and chargeback exposure.

Digital Wallets & Mobile Money

Accept popular digital wallets and mobile money options across global markets. Capture customers who prefer paying without cards or bank details.

BNPL Integration

Add Buy Now, Pay Later (BNPL) options at checkout to lift average order value and conversion. Give customers flexible installment choices through integrated providers.

Real-Time Payment Rails

Process payments over real-time rails for instant clearing and settlement. Deliver a faster payment experience for both collections and payouts.

Regional Payment Coverage

Expand acceptance with payment methods tailored to each region's preferences. Localize checkout to maximize conversion market by market.

APM Aggregation & Orchestration

Manage all your alternative payment methods through a single orchestration layer. Route transactions intelligently across providers to optimize cost and success rates.

Monepik

Supporting Industries

Online Casino

Sports Betting & Gambling

iGaming

Crypto

Money Remittance

FX / CFD Brokers

Adult

Pharmaceuticals

Nutraceuticals

eCommerce

Global Reach

Geographic Coverage

Payment preference is one of the most regionally specific things about checkout the "default" way to pay changes country by country:

UK · EU

Global · SWIFT

Europe

Open banking and A2A rails are a genuine card alternative here, backed by mature regulatory frameworks for bank-initiated payments.

Latin America

Instant account-to-account transfer culture makes real-time rails and local wallets essential, not optional, at checkout.

Asia-Pacific

Wallet- and QR-first markets where digital wallets and mobile money often outperform cards on conversion.

Africa

Mobile money is the primary payment method for large segments of the population in several markets.

Middle East

A mix of card, wallet, and emerging BNPL demand as digital commerce scales quickly.

Common Challenges

The banking problems that stall high-risk and hard-to-bank businesses — and how our partner network solves each one.

Card-only checkout loses customers who don't lead with cards

Layering in local APMs recovers that share of wallet.

Region-by-region integrations pile up.

APM aggregation and orchestration puts every method behind one integration instead of dozens.

Local rails come with unfamiliar settlement and reporting.

Consolidated reporting across methods keeps finance teams from reconciling ten different formats.

Guessing which methods to show which customers.

Regional payment coverage is built around known local preference rather than a one-size-fits-all method list.

Every BNPL or wallet provider wants its own contract.

A single orchestration layer removes the vendor-management overhead of stitching them together yourself.

BANKING

Tier-1 & Alternative Banking Partners

Access banking through our network of Tier-1 institutions and alternative EMI partners, matched to your industry and risk profile. Ideal for businesses that struggle to secure accounts through mainstream banks.

Multi-Currency Accounts

Hold, receive, and send funds across multiple currencies from a single account setup. Reduce conversion costs and simplify treasury for globally trading businesses.

Named IBANs & vIBANs

Get dedicated named IBANs and virtual IBANs (vIBANs) for cleaner reconciliation and segregated client flows. Assign unique account identifiers per customer, entity, or purpose

C2B / B2B / B2C Rails

Move money across consumer-to-business, business-to-business, and business-to-consumer payment flows through a single infrastructure. Built to support collections, settlements, and payouts at scale.

SEPA / SEPA Instant / SWIFT

Send and receive euro and international wire payments via SEPA, SEPA Instant, and SWIFT rails. Combine same-day European transfers with global correspondent banking reach.

Instant Payments Rails

Enable real-time inbound and outbound transfers with immediate confirmation and settlement. Improve cash flow and customer experience with 24/7 payment availability.

Banking as a Service (BaaS)

Embed banking features such as accounts, IBANs, and payments directly into your platform through our licensed BaaS partners. Launch financial products without holding your own banking licence.

Cross-Border Settlement

Settle funds across jurisdictions efficiently with optimized routing and currency handling. Reduce delays and costs on international transactions.

Safeguarded Client Accounts

Keep customer funds protected in safeguarded accounts held with licensed, regulated partners. Meet compliance expectations while maintaining clear separation of client money.