Acquiring

Accept Visa and Mastercard payments across iGaming, crypto, FX/CFD, adult and other high-risk industries.

Access a global network of 350+ acquiring and payment partners, with multi-MID setups, transparent IC++ pricing, multi-currency processing and cross-border acquiring designed to improve payment performance.

Connect With Us
Who is Monepik?

ACQUIRING

Visa & Mastercard

Accept Visa and Mastercard payments through acquiring solutions structured for your business type. Reliable card processing for both mainstream and high-risk merchants.

Visa & Mastercard

Accept Visa and Mastercard payments through acquiring solutions structured for your business type. Reliable card processing for both mainstream and high-risk merchants.

Visa & Mastercard

Accept Visa and Mastercard payments through acquiring solutions structured for your business type. Reliable card processing for both mainstream and high-risk merchants.

Process with Tier-1 Acquirers

Route transactions through established Tier-1 acquiring banks for stronger approval rates and stability. Benefit from institutional-grade infrastructure and long-term processing reliability.

Process with Tier-1 Acquirers

Route transactions through established Tier-1 acquiring banks for stronger approval rates and stability. Benefit from institutional-grade infrastructure and long-term processing reliability.

Process with Tier-1 Acquirers

Route transactions through established Tier-1 acquiring banks for stronger approval rates and stability. Benefit from institutional-grade infrastructure and long-term processing reliability.

Multi-MID Structures

Distribute processing volume across multiple merchant IDs (MIDs) to improve resilience and manage risk. Reduce single-point-of-failure exposure and scale transaction capacity.

Multi-MID Structures

Distribute processing volume across multiple merchant IDs (MIDs) to improve resilience and manage risk. Reduce single-point-of-failure exposure and scale transaction capacity.

Multi-MID Structures

Distribute processing volume across multiple merchant IDs (MIDs) to improve resilience and manage risk. Reduce single-point-of-failure exposure and scale transaction capacity.

Approval Rate Optimization

Increase successful transaction rates through smart routing, retry logic, and acquirer selection. Recover revenue that would otherwise be lost to avoidable declines.

Approval Rate Optimization

Increase successful transaction rates through smart routing, retry logic, and acquirer selection. Recover revenue that would otherwise be lost to avoidable declines.

Approval Rate Optimization

Increase successful transaction rates through smart routing, retry logic, and acquirer selection. Recover revenue that would otherwise be lost to avoidable declines.

Direct IC++ Pricing

Access transparent Interchange++ (IC++) pricing that separates interchange, scheme fees, and processor margin. Gain full visibility into what you actually pay per transaction.

Direct IC++ Pricing

Access transparent Interchange++ (IC++) pricing that separates interchange, scheme fees, and processor margin. Gain full visibility into what you actually pay per transaction.

Direct IC++ Pricing

Access transparent Interchange++ (IC++) pricing that separates interchange, scheme fees, and processor margin. Gain full visibility into what you actually pay per transaction.

Multi-Currency Processing

Process payments in your customers' local currencies to boost conversion and reduce friction. Settle in your preferred currency while accepting many.

Multi-Currency Processing

Process payments in your customers' local currencies to boost conversion and reduce friction. Settle in your preferred currency while accepting many.

Multi-Currency Processing

Process payments in your customers' local currencies to boost conversion and reduce friction. Settle in your preferred currency while accepting many.

Chargeback, Fraud & Risk Management

Protect revenue with chargeback prevention, fraud screening, and ongoing risk monitoring tools. Keep dispute ratios healthy and maintain acquirer relationships.

Chargeback, Fraud & Risk Management

Protect revenue with chargeback prevention, fraud screening, and ongoing risk monitoring tools. Keep dispute ratios healthy and maintain acquirer relationships.

Chargeback, Fraud & Risk Management

Protect revenue with chargeback prevention, fraud screening, and ongoing risk monitoring tools. Keep dispute ratios healthy and maintain acquirer relationships.

PayFac & Merchant of Record Models

Accept card payments from international customers with acquiring coverage across multiple regions. Expand into new markets without setting up local entities everywhere.

PayFac & Merchant of Record Models

Accept card payments from international customers with acquiring coverage across multiple regions. Expand into new markets without setting up local entities everywhere.

PayFac & Merchant of Record Models

Accept card payments from international customers with acquiring coverage across multiple regions. Expand into new markets without setting up local entities everywhere.

Cross-Border Card Acquiring

Keep customer funds protected in safeguarded accounts held with licensed, regulated partners. Meet compliance expectations while maintaining clear separation of client money.

Cross-Border Card Acquiring

Keep customer funds protected in safeguarded accounts held with licensed, regulated partners. Meet compliance expectations while maintaining clear separation of client money.

Cross-Border Card Acquiring

Keep customer funds protected in safeguarded accounts held with licensed, regulated partners. Meet compliance expectations while maintaining clear separation of client money.

Contact Us

Contact Us

Monepik

Supporting Industries

Online Casino

Sports Betting & Gambling

iGaming

Crypto

Money Remittance

FX / CFD Brokers

Adult

Pharmaceuticals

Nutraceuticals

eCommerce

Online Casino

Sports Betting & Gambling

iGaming

Crypto

Money Remittance

FX / CFD Brokers

Adult

Pharmaceuticals

Nutraceuticals

eCommerce

Global Reach

Geographic Coverage

Where a card is acquired affects approval rates, interchange cost, and settlement speed so acquiring coverage is mapped to where your customers actually are:

Europe & UK

Deep scheme relationships and local acquiring reduce cross-border interchange and lift approval rates on EU/UK-issued cards.

North America

Acquiring access tuned to US and Canadian card networks and dispute frameworks.

Latin America

Local acquiring for markets with fast-growing card volumes and locally-issued card sensitivity.

Asia-Pacific

Coverage for high-growth card markets where local acquiring materially improves conversion.

Middle East & Africa

Acquiring routes structured for regions where high-risk and cross-border merchants are often declined by default.

Common Challenges

The banking problems that stall high-risk and hard-to-bank businesses — and how our partner network solves each one.

Low approval rates.

Generic acquirers not tuned to your risk category quietly suppress approvals. Tier-1 routing and approval-rate optimization recover that lost revenue.

A single MID going down takes the business with it.

Multi-MID structures spread volume so one shutdown doesn't halt processing.

Blended pricing hides markup.

Direct IC++ pricing separates interchange, scheme fees, and margin so you see exactly what you pay.

Rising chargeback ratios put your merchant status at risk.

Integrated chargeback, fraud, and risk tooling keeps dispute ratios inside acquirer thresholds.

High-risk categories can't get acquiring at all.

PayFac and Merchant of Record partners absorb the underwriting risk that stops standard acquiring applications in their tracks.

Got questions?
We’ve got answers.

Get in touch

Contact us

01

What's a MID, and why would I need more than one?

A Merchant ID is your processing identity with an acquirer. Multiple MIDs spread volume and risk so that a single account issue; a freeze, a rate spike, a shutdown doesn't take down your whole payment flow.

02

How does IC++ pricing actually save money versus blended pricing?

Blended pricing bundles interchange, scheme fees, and processor margin into one rate, which can hide overcharging on lower-cost transaction types. IC++ itemizes each component, so you only pay margin on top of the real cost.

03

What if my chargeback ratio is already elevated?

We can still work with you chargeback and fraud tooling plus tighter risk monitoring are specifically aimed at bringing ratios back under acquirer thresholds before they trigger account review.

04

Can high-risk merchants get card acquisition through you?

Yes; that's a core part of our acquiring network, using Tier-1 and specialist acquirers who underwrite higher-risk categories.

05

Do you support acquiring international, cross-border customers?

Yes; cross-border card acquiring covers customers outside your home market without needing a local entity in each country.

06

What's the difference between PayFac and Merchant of Record?

A PayFac lets you onboard and manage sub-merchants under your own umbrella; a Merchant of Record takes on the transaction and compliance liability on your behalf. Which fits depends on how much control versus how much liability offload you want.